(BPT) Today's millennials and Generation Z face starkly different financial realities than their parents did at their age. As a parent of a young adult, how can you help your children understand their financial options to build a foundation for their futures? The first step may be to appreciate where they're coming from and how their attitudes may differ from yours. Your assumptions about finances based on your experience at their age may no longer hold true. Once you understand your millennial children's situation, you may better be equipped to help them make sound financial decisions.